{"id":3817,"date":"2022-02-19T07:54:23","date_gmt":"2022-02-19T07:54:23","guid":{"rendered":"https:\/\/www.advocatscolomer.cat\/clausulas-suelo\/"},"modified":"2022-06-01T17:46:07","modified_gmt":"2022-06-01T17:46:07","slug":"clausulas-suelo","status":"publish","type":"page","link":"https:\/\/www.advocatscolomer.cat\/ca\/clausulas-suelo\/","title":{"rendered":"CL\u00c0USULES TERRA"},"content":{"rendered":"

[vc_row content_width=\u00bbgrid\u00bb triangle_shape=\u00bbno\u00bb css=\u00bb.vc_custom_1447677425868{padding-top: 70px !important;}\u00bb][vc_column offset=\u00bbvc_col-lg-9 vc_col-md-12″]\n

\n\tSecci\u00f3 > Dret bancari<\/h2>[vc_column_text]<\/p>\n

Cl\u00e0usules <\/span>Terra<\/strong><\/h1>\n

[\/vc_column_text][vc_empty_space height=\u00bb20px\u00bb][vc_column_text]Les cl\u00e0usules terra es tracta d\u00b4unes cl\u00e0usules que se solen o solien incloure en molts pr\u00e9stecs o cr\u00e8dits hipotecaris, en els quals s\u00b4establia un tipus m\u00ednim a pagar en les quotes mensuals de la hipoteca que era independent de l\u2019inter\u00e8s que s\u00b4havia d\u00b4estar aplicant d\u00b4acord amb el pactat en el seu dia.<\/p>\n

Ens encarreguem de redactar la reclamaci\u00f3 extrajudicial i presentar-la a la Entitat Financera i en cas de no obtenir resposta o una resposta no satisfact\u00f2ria, en aquest cas presentem una demanda davant dels Jutjats de Girona, Barcelona, Ripoll, Olot, Figueres o Sta. Coloma de Farners demanant la nul\u00b7litat de la cl\u00e0usula terra o de limitaci\u00f3 a la variabilitat de l\u2019inter\u00e8s i a la devoluci\u00f3 de totes les quantitats cobrades en aplicaci\u00f3 de la indicada clausula, a m\u00e9s de l\u2019inter\u00e8s legal des de que es va produir el pagament de les citades quantitats.<\/p>\n

\u00a0<\/span><\/em>[\/vc_column_text][vc_empty_space height=\u00bb20px\u00bb]\n

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\n\tValorem les estrat\u00e8gies legals intel\u00b7ligents i rentables. Assessorem als nostre clients abans de prendre decisions o invertir en recursos.<\/span>\n\t<\/h3>\n<\/blockquote>
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\n\tDret Bancari<\/h2>[vc_empty_space height=\u00bb20px\u00bb]
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Cl\u00e0usules terra<\/p>\n<\/div>[vc_empty_space height=\u00bb6px\u00bb]

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Despesses hipotecaries<\/p>\n<\/div>[vc_empty_space height=\u00bb6px\u00bb]

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Cl\u00e0usules de comissi\u00f3 d\u00b4obertura<\/p>\n<\/div>[vc_empty_space height=\u00bb6px\u00bb]

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Execucions hipotecaries<\/p>\n<\/div>[vc_empty_space height=\u00bb6px\u00bb]

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Hipoteques multidivisa<\/p>\n<\/div>[vc_empty_space height=\u00bb6px\u00bb]

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Targetes revolving<\/p>\n<\/div>[vc_empty_space height=\u00bb40px\u00bb][\/vc_column_inner][vc_column_inner width=\u00bb1\/2″]\n

\n\tDret Civil<\/h2>[vc_empty_space height=\u00bb20px\u00bb]
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Assessorament i redacci\u00f3 de contractes<\/p>\n<\/div>[vc_empty_space height=\u00bb6px\u00bb]

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Reclamacions de quantitat<\/p>\n<\/div>[vc_empty_space height=\u00bb6px\u00bb]

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Accidents de tr\u00e0nsit<\/p>\n<\/div>[vc_empty_space height=\u00bb6px\u00bb]

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Her\u00e8ncies<\/p>\n<\/div>[vc_empty_space height=\u00bb6px\u00bb]

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Incapacitacions<\/p>\n<\/div>[vc_empty_space height=\u00bb6px\u00bb]

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Separacions i divorcis<\/p>\n<\/div>[vc_empty_space height=\u00bb6px\u00bb]

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Nul\u00b7litats matrimonials<\/p>\n<\/div>[vc_empty_space height=\u00bb40px\u00bb][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=\u00bb.vc_custom_1447678838422{padding-top: 40px !important;padding-bottom: 10px !important;}\u00bb][vc_column_inner width=\u00bb1\/2″]\n

\n\tDret Mercantil i Fiscal<\/h2>[vc_empty_space height=\u00bb20px\u00bb]
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Cl\u00e0usules terra<\/p>\n<\/div>[vc_empty_space height=\u00bb6px\u00bb]

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Targetes revolving<\/p>\n<\/div>[vc_empty_space height=\u00bb40px\u00bb][\/vc_column_inner][vc_column_inner width=\u00bb1\/2″]\n

\n\tDret Concursal<\/h2>[vc_empty_space height=\u00bb20px\u00bb]
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Concursos d\u2019acreedors de persones f\u00edsiques no empresari (llei de la segona oportunitat)<\/p>\n<\/div>[vc_empty_space height=\u00bb6px\u00bb]

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Assessorament en reestructuracions de deute.<\/p>\n<\/div>[vc_empty_space height=\u00bb40px\u00bb][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=\u00bb6px\u00bb][vc_row_inner][vc_column_inner][vc_text_separator title=\u00bbComenceu avui mateix amb la soluci\u00f3\u00bb]\n\n\t

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Necessiteu ajuda i assessorament professional?<\/h3>\n

Contacteu amb nosaltres o vingueu a informar-vos sense cap comprom\u00eds.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t

\n\n\t\t\t\t\t\t Sol\u00b7licitud de consulta<\/span> <\/span> <\/span> <\/span> <\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\n\t<\/div>\n\n[\/vc_column_inner][vc_column_inner][vc_empty_space][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=\u00bb1\/2″ offset=\u00bbvc_col-lg-offset-0 vc_col-lg-3 vc_col-md-offset-3 vc_col-md-6 vc_col-sm-offset-3″ css=\u00bb.vc_custom_1448019881202{padding-right: 0px !important;padding-left: 0px !important;}\u00bb]
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\n\t\t\t\t\t\t[vc_widget_sidebar sidebar_id=\u00bbpage-sidebar\u00bb]\t\t<\/div>\n\t<\/div>\n<\/div><\/div>[vc_empty_space height=\u00bb70px\u00bb][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

[vc_row content_width=\u00bbgrid\u00bb triangle_shape=\u00bbno\u00bb css=\u00bb.vc_custom_1447677425868{padding-top: 70px !important;}\u00bb][vc_column offset=\u00bbvc_col-lg-9 vc_col-md-12″][vc_column_text] Cl\u00e0usules Terra [\/vc_column_text][vc_empty_space height=\u00bb20px\u00bb][vc_column_text]Les cl\u00e0usules terra es tracta d\u00b4unes cl\u00e0usules que se solen o solien incloure en molts pr\u00e9stecs o cr\u00e8dits hipotecaris, en els quals s\u00b4establia un tipus m\u00ednim a pagar en les quotes mensuals de la hipoteca que era independent de l\u2019inter\u00e8s que s\u00b4havia d\u00b4estar aplicant d\u00b4acord amb el pactat en el seu dia. Ens encarreguem de redactar la reclamaci\u00f3 extrajudicial i presentar-la a la Entitat Financera i en cas de no obtenir resposta o una resposta no satisfact\u00f2ria, en aquest cas presentem una demanda davant dels Jutjats de Girona, Barcelona,…<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full-width.php","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-3817","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.advocatscolomer.cat\/ca\/wp-json\/wp\/v2\/pages\/3817","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.advocatscolomer.cat\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.advocatscolomer.cat\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.advocatscolomer.cat\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.advocatscolomer.cat\/ca\/wp-json\/wp\/v2\/comments?post=3817"}],"version-history":[{"count":15,"href":"https:\/\/www.advocatscolomer.cat\/ca\/wp-json\/wp\/v2\/pages\/3817\/revisions"}],"predecessor-version":[{"id":3853,"href":"https:\/\/www.advocatscolomer.cat\/ca\/wp-json\/wp\/v2\/pages\/3817\/revisions\/3853"}],"wp:attachment":[{"href":"https:\/\/www.advocatscolomer.cat\/ca\/wp-json\/wp\/v2\/media?parent=3817"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}